Free from WePlan.Money · about 6 minutes
A free health check for your finances, in about 6 minutes
Answer a few quick questions about your money, one at a time. You'll see where you stand, how you compare with people like you, and leave knowing what to look at first.
- No bank statements needed
- Skip anything you like
- Guidance, not advice
Example result
Where you stand
A solid base with gaps to close
In short: solid foundations, protection gap. Building, age 38.
Where you stand: A solid base with gaps to close, step 3 of 4, from under real pressure to in a strong position.
- Day to day
- Safety net
- Borrowing
- Protection
- Retirement
- Growing
- Tax
- Estate
People like you
See how your safety net, pension and will compare with published UK figures for your age.
What you get
A clear picture, not a sales pitch
You'll leave knowing where you're strong, where the gaps are, and what's worth doing about them.
Where you stand
An honest read on your position and where to start, plus a green, amber or red light for each of eight areas.
How you compare
How you stack up against people like you, using published UK figures with every source shown.
Your priorities
The three to five things that matter most for you right now, in order, with why and how.
A report to keep
Everything in a tidy PDF you can save, print or share with someone you trust.
Guidance, not advice
How it works
Three steps, one question at a time
Tell us a little about you
Your age and household, so we ask the questions that fit your life stage.
Go through eight areas
Two or three quick taps each. After every area you see how it looks and one quick win.
Get your results
Where you stand, how you compare, your priorities and a report to keep.
The eight areas
Everything that makes up financial health
Day-to-day money
Are you in control of what comes in and goes out?
Safety net
What happens when life throws you a bill or a curveball.
Borrowing
What you owe, and how it feels.
Protection
Who depends on you, and what happens if you can't work.
Retirement
Your pension and your plan for later life.
Growing wealth
Saving, investing and what you own.
Tax
Using the allowances and reliefs you're entitled to.
Estate and family
Wills, powers of attorney and passing things on.
Made for where you are
Different questions for different stages of life
A 25-year-old isn't asked about their pension lump sum, and a 60-year-old isn't asked whether they budget. We start from your age, and you can pick the stage that fits.
Starting out
18 to 30
Budgeting, debt, an emergency fund, and getting the most from your workplace pension.
Building
30 to 50
Your savings rate, protecting the people who rely on you, and whether you are on track.
Approaching retirement
50 to 67
When you could stop, what income you might have, the mortgage and your pension pots.
Retired
Any age
Making the money last, income from your pensions, care, and passing things on.
Why you can trust it
From a regulated firm
WePlan.Money is a trading style of Big Time FA, which is regulated by the FCA under reference 123123123.
Sourced figures
Comparisons come from published UK sources like the FCA and ONS, each shown with its year.
Private as you go
Your answers stay in your browser until you choose to see your full results.
Six minutes well spent
Find out where you stand today, and what would make the biggest difference.
Free · No obligation · Guidance, not advice