Pension Annual Allowance Calculator
Work out how much you can still pay into your pension this tax year (2026/27) - including unused allowance carried forward from the previous three years.
Covers the £60,000 standard allowance, carry forward, the taper for high earners and the MPAA after flexible access.
Your Allowance Analysis
This Year's Allowance
Your annual allowance for 2026/27, adjusted for the high-earner taper or the money purchase annual allowance where they apply.
Carry Forward
Unused allowance from the previous three tax years that could significantly increase what you can contribute now.
Charge Warnings
Flags if your contributions may already exceed your allowance and could trigger an annual allowance charge.
Estimates only
Calculator outputs are for information and guidance purposes only and do not constitute personal recommendations, regulated financial advice or tax advice. Any estimated tax charge or potential saving shown is not guaranteed. Tax treatment depends on individual circumstances and may change in the future.
3-minute assessment
Completely confidential
No obligations